Embarking on the homebuying journey raises the question: Lender or REALTOR® first? This debate often sees lenders recommending starting with a preapproval, while agents advocate for initiating the process with them. The reality? Opting for both is a smart move. Finding a local REALTOR® offers guidance in your search, showcasing homes aligned with your needs.

At the same time, securing preapproval from a mortgage lender provides clarity on your budget, influencing the homes within an agent’s search scope. It’s a symbiotic relationship where preapproval shapes your budget, aiding the REALTOR® in an effective home search.

No matter which you choose to contact first, please know that I am here to assist with any questions you may have regarding the mortgage or homebuying process.