Don’t buy into these homeownership myths! Let’s clear up some common misconceptions

:🏡You need 20% down: You can still buy a home with a smaller down payment—there are options for various budgets.

🏡You need perfect credit: Lenders have different credit requirements, and you can work on improving your score if needed.

🏡You need to be completely debt-free: Lenders consider your overall debt-to-income ratio, not just zero debt.

🏡It’s cheaper to rent: Owning can often lead to long-term savings and equity buildup!

🏡You should wait until rates drop: Timing the market is tricky—your best time to buy is when you’re ready.

🏡You need to pay above asking: Skilled negotiation and the right agent can help you find a fair deal.

Let’s discuss your homeownership goals and find the right path for you! DM me!