Dreaming of your first home but worried about the down payment? You might not need to save as much as you think! Contrary to popular belief, a 20% down payment isn’t always required. In fact, the median down payment for all homebuyers is only 15%, and for first-timers, it’s just 8%.

But wait, it gets better! There are over 2,000 homebuyer assistance programs in the U.S. and loan options like FHA, VA, and USDA with low or no down payment requirements.

Don’t let misconceptions hold you back—consult with a loan officer or broker to explore your options and turn your homeownership dreams into reality sooner than you thought possible.

Remember, waiting to save 20% could mean missing out on future equity growth as home prices continue to rise. Get in touch today to start your journey to homeownership! 🌟🔑