Hello October! Embracing the cozy vibes and autumnal delights. Let's make this fall season extra special. If you're thinking about finding your dream home before the year ends, I'm here to help you every step of the way.

Let's chat and turn your real estate dreams into a reality!

You have to live without one this fall; which will it be?

Don't Expect a Wave of Foreclosures!

Let's break it down in simple terms! With concerns about inflation driving up costs, some folks worry about a surge in foreclosures. Here's why that's probably not going to happen.

May's mortgage delinquency rate hit an all-time low, and serious delinquencies followed suit. In plain words, fewer people are falling seriously behind on mortgage payments right now.

So, if you're concerned about a flood of foreclosures, the data suggests it's unlikely. Most folks are keeping up with their payments, so no foreclosure wave is on the horizon.

There is more to the story, of course, so if you have any other questions about the foreclosure "frenzy," let me know in the comments section!

With an FHA loan you can get approved with as little as 3.5% down but how much is 3.5% down actually??

Home Price | Downpayment

$150,000 - $5,250

$180,000 - $6,300

$200,000 - $7,000

$250,000 - $8,750

$300,000 - $10,500

$400,000 - $14,000

Does that look about right for you or did it come as a shock seeing the actual numbers?

DIY Autumn Decor Idea!

Looking for a simple and charming way to embrace the cozy vibes of fall? Try this quick and easy DIY!

Cinnamon Stick Candle

Here's how:

1. Grab a pillar candle.
2. Bundle cinnamon sticks around the candle's edges.
3. Secure them in place with twine.
4. Light the candle and let the warm glow reveal the delightful fragrance of cinnamon.

Voilà! You've got yourself a lovely autumn centerpiece that's as easy as it is beautiful.