3 things to know before applying for a mortgage! 💰🏡

• 1. Debt-to-Income Ratio (DTI): Lenders look at your DTI to assess your ability to manage monthly payments. Aim for a lower ratio to increase your chances of approval!
• 2. Down Payment: Save for a strong down payment! A higher down payment can mean lower monthly payments and better loan terms!
• 3. Credit Score: A higher credit score can lead to better interest rates and loan options. Check your score in advance and work on improving it if needed!

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