Improving your credit score is essential if you want to secure the best possible mortgage loan with the most favorable terms. Here are six tips to help you boost your credit:

– Pay your bills on time and in full each month. Late payments can have a significant negative impact on your credit score.

– Keep your credit card balances low. Ideally, you should aim to use no more than 30% of your available credit.

– Avoid opening new credit accounts if you’re planning to apply for a mortgage in the near future.

– Check your credit report for errors and dispute any mistakes you find.

– Don’t close old credit accounts, as this can shorten your credit history and lower your score.

– Work with a credit counselor to create a plan to pay off any outstanding debts and improve your credit.

By following these tips, you can improve your credit score and increase your chances of securing the best mortgage loan possible. DM me to learn more about how we can help you with your home financing needs.